Edmond, Oklahoma City and Deer Creek real estate and homes for sale in Oklahoma - Brad Reeser, REALTOR® Brad Reeser REALTOR(r) for Edmond, Oklahoma City and Deer Creek, Oklahoma real estate - NUMBER1EXPERT™ Brad Reeser NUMBER1EXPERT(tm) for Edmond, Oklahoma City and Deer Creek, Oklahoma real estate
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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Brad Reeser, REALTORŪ, real estate agent and broker for Edmond, Oklahoma City and Deer Creek Oklahoma home listings, property and land for sale - NUMBER1EXPERT(tm)

Brad Reeser
Keller Williams Realty

10 E. Campbell
Edmond, OK. 73034
405-330-2626
1-800-203-4645
Fax: 405-359-1337
Email: bradreeser@NUMBER1EXPERT.com


Keller Williams Realty real estate and homes for sale in Edmond, Oklahoma City and Deer Creek Oklahoma

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