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“Brad was, without a doubt, the best realtor I’ve ever worked with. I’ve bought many homes over the last 20 years and I can say without hesitation that Brad was interested in what was best for our family first and foremost. I brought my 2 young daughters with me on the first house hunting trip. Brad was ready for them. He had gift bags prepared to keep them occupied and also had copies of the listings for each of them as well so they could take notes about what they liked at each house we viewed. Knowing that we were relocating from out of state, he drove us around the area to point out items of interest, schools, shopping, etc. and had a stack of brochures on the area for us to take back with us. I highly recommend Brad. Not only is he an expert in his field but one that takes pride in helping families identify homes and neighborhoods that work for them.”
Becky Ordoyne
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Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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| Q |
What real estate board game became the best-selling game in America just one year after it was created?
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| A |
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. |
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- NUMBER1EXPERT™ 
